I shall be glad to, because
it will illustrate one of the points I want to bring out. After I had made a few loans at first, as my business developed and I required more money I did what everyone else does who wants to get a loan; I went to head office. You cannot get money any other way. The branches have no authority to make loans under the present system, and unless a man who wants to borrow money can get acquainted with the officials at head office his business is in a very precarious state, because he cannot get anywhere with the branches.