July 3, 1942

LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

I have not the number in mind at the moment, but if I have not already sent a copy to the hon. member I shall do so. It was also intimated that the boats owned by the fishermen should be protected, and it was suggested that they should be covered by insurance.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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NAT

Howard Charles Green

National Government

Mr. GREEN:

That was only one of the suggestions I made.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

I then stated that the Department of Fisheries had contemplated some protection against damage resulting from enemy action to fishing boats of a class owned by people who could not well afford to insure them or of a class that would not be insurable

War Risk Insurance

against war risk. Since then as the Minister of Finance mentioned a moment ago, we have considered the matter and have recommended to council additional provisions for the payment of compensation to fishermen and others for the loss of boats and gear as a result of war damage. This was done because fishermen generally are not in a position to pay the very high insurance rates against war damage, and in most instances the boats that we intend to cover are not of an insurable class. That is, the companies that carry on marine insurance do not care to insure such small boats against such great risks. For that reason we have made provision for the compassionate relief of fishermen who, as a result of the state of war, suffer war damage to their fishing boats, vessels or gear, in order that these people may be enabled to continue with their calling and resume their operations as soon as possible after the damage is inflicted. They are a class of people who are engaged in an important primary industry, and it would be in the public interest to keep them producing as much as possible for as long as possible, with the least possible interruption through war damage to their fishing gear and boats.

For these reasons an order in council has been passed under the War Measures Act empowering the Minister of Fisheries to pay compensation to any person in an amount not exceeding $2,000 on each diminution of value caused by war damage in any fishing boat of which such person is an owner, provided that if any such person is a joint owner, his compensation hereunder shall be limited to his proportionate share of the amount of $2,000.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Thomas Reid

Liberal

Mr. REID:

That is free insurance.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

That is not free insurance; it is free compensation.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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IND

Alan Webster Neill

Independent

Mr. NEILL:

As interest may appear.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

Yes. That is compassionate relief, by way of monetary compensation, to fishermen for the loss of their boats through enemy action. The limit is $2,000 per boat.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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IND

Alan Webster Neill

Independent

Mr. NEILL:

What about the nets?

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

There may be $400 paid for the nets, but no compensation shall be paid for any claim amounting to less than $25.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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IND

Alan Webster Neill

Independent

Mr. NEILL:

In either case?

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

In either case; because minor claims would be difficult to adjust and would be so numerous. They would not prevent people from carrying on their calling, even if they met with such minor damages.

No compensation under this order shall be paid in respect of diminution of value caused by war damage in any fishing boat or fishing gear, unless such diminution in value in either case exceeds $25. No compensation shall be paid in respect of diminution of value caused by war damage in fishing boat or fishing gear in respect of which the owner is indemnified against war damage otherwise than under this order.

That is, there would be no duplication. If a fisherman can afford to insure his boat he can collect from the insurance company. But he cannot at the same time expect to receive compassionate relief from the public treasurer.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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IND

Alan Webster Neill

Independent

Mr. NEILL:

What about the excess? Can a man insure beyond $2,000?

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

Certainly, he can insure beyond $2,000, but he will not receive $2,000 if that insurance is paid.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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IND

Alan Webster Neill

Independent

Mr. NEILL:

Does the minister think that is fair?

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
Permalink
LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

I think it is-

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
Permalink
IND

Alan Webster Neill

Independent

Mr. NEILL:

I do not.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
Permalink
LIB

Joseph Enoil Michaud (Minister of Public Works; Minister of Fisheries)

Liberal

Mr. MICHAUD:

-because it is compassionate relief provided for people who cannot afford to insure.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
Permalink
NAT

Howard Charles Green

National Government

Mr. GREEN:

Why should this be called compassionate relief-

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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IND

Alan Webster Neill

Independent

Mr. NEILL:

Hear, hear.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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NAT

Howard Charles Green

National Government

Mr. GREEN:

-any more than the provision in the act for home owners? The home owner can get free insurance up to $3,000, and then he can insure at his own cost for a higher amount. Apparently the fisherman cannot do that. Anything he gets from the insurance company cuts down the free insurance that may be provided.

Topic:   WAR RISK INSURANCE
Subtopic:   PROVISION FOR COMPENSATION FOR WAR DAMAGE TO PROPERTY
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July 3, 1942