Province Alberta a [DOT]* o o Q CD fiQ . & 1 fi QSO 917 ® Amount of loar a on which interc 3 has been overdi 5 one year or moi o at Dec. 31, 1927 Total amount written off 9 mortgages or jj foreclosed real o estate and loss £ on sale of foreclosed real estate during 1927 British Columbia . 323,183 52,178 «pManitoba New Brunswick * 830 Nova Scotia Ontario Prince Edward Island , 3/5 000 Quebec 15,938 Saskatchewan $ 73,873,774 $8,541,866 $1,558,104ALL COMPANIES-OTHER Alberta
New Brunswick THAN FARM $ 6,780,585 17,557,801 25,875,126 280,737 611,753 101,214,655 7,700 71,573,584 8,970,460 MORTGAGES $ 251,817 154,878 847,622 $ 77,201 14,114 93,936Nova Scotia Ontario Prince Edward Island Quebec 179Saskatchewan
$232,872,401 $1,623,486 $ 227,055
[Miss Ma^pUaU 1
The Budget-Miss Macphail
I think many of us have read the articles written by Mr. E. C. Drury in MacLean's magazine dealing with farm conditions. In one of these articles-I do not have the date of its appearance; I made this extract at the time-he stated:
No farmer can stay on the farm and maintain the same standard of living at the present time as, for instance, those in other businesses. Others are not cleverer, because we are continually filling their ranks with sons of the soil. Considering capital plus labour-farming pays less than any other calling.
I do not think Mr. Drury was overstating what is a well-known fact. To-day one can scarcely sell farm land in many counties in old Ontario. If a sale is effected it must be for the value of the buildings or the value of the land, for certainly the owner will not get the value of both. If farm lands in old Ontario could be sold readily, at least one-half the farms would change hands overnight. It really boils down to this, that the farmer pays more for every service he needs than he receives for the service he renders.
In the Canadian Countryman for February 9, 1929, the editor has worked out a table that will no doubt interest hon. members. I have not time to go through it in detail, but he compares the increased wages of men working in the building, metal, printing and miscellaneous factory trades since 1913 with the increased prices of farm products during the same period. He reaches this conclusion:
A comparison of this table with the one given previously shows that while people engaged in building trades are getting approximately $1.79 for every $1 they received before the war, farmers are only getting $1.26 in the case of hogs, and $1.44 in the case of eggs, and illustrates clearly the disparity between what farmers earn and what very large numbers of city people earn.
And he proceeds to say:
If farmers received as much for their products as people engaged in miscellaneous factory trades receive for their labour, instead of the price of creamery butter being 40 cents it would be 58 cents per pound; eggs would sell for 54 cents per dozen instead of 38 cents per dozen; wheat for $1.94 instead of $1.32 per bushel; oats for 80 cents instead of 53 cents per bushel; butcher steers for $14 instead of $9.65 per hundred; and hogs for $18.20 instead of $11.50.
But it is not only in labour that the farmer is paying more than he receives-and do not misunderstand me. I do not want labour to get less, rather I want farmers to get more. I am not one of those farmers who want to see cheap labour, and I am not advocating cheap labour-but, I say, it is not only- in labour that the farmer pays more than he receives. When he pays for medical services
he pays a very, very high rate. One major operation, one long sickness, and he may lose his farm in meeting the expenses. People who are very poor or people who are very wealthy can afford to be sick, but the middle classes cannot. Dental services are also expensive, and necessary. But much as it costs to be sick or to get a tooth fixed, it is nothing to what it costs to die. Speaking for the province of Ontario, I say that a farmer cannot afford to die-the expenses are too heavy. In fact the burial expenses may absorb all his savings. We can fight shy of the lawyer-that is a blessing anyhow-but if we have to employ his services the fee charged by the doctor or even by the undertaker shrinks into insignificance compared with the lawyer's fee. I have had very little to do with lawyers in a business way, but this year I had occasion to in connection with a farm mortgage. The lawyer-he practises in a town in old Ontario-charged the man who was getting a $4,000 mortgage ten dollars for exchange, although $2,000 was paid by an official cheque and $1,000 by a bank draft. Someone else will have to explain this charge; I cannot.
Not only are wages going up all along the line, but taxes also. I might initerject here that the end of the raise in wages has not yet been reached: the deputy ministers are to have a very handsome increase in their salary this year, the judges, I dare say, will be back before long for an increase in their salaries, and so it goes. Municipal, provincial and federal taxes have increased enormously, and the farmer not only pays his own taxes but, as everyone of us knows, he pays a good part of the other fellow's in the increased cost of services and commodities.
I do not know of any body of men that is less well informed on actual conditions in the country than the members of tihe government. When they go out into the .country all the people who have been making money on the stock exchange or by some other method entertain them, they get the band out and the flags flying, with the result that being so lavishly entertained our cabinet ministers know nothing about those who are in a poor way and who possibly have not got a dress suit in which to meet these hon. gentlemen. Apparently the government thinks that the wheat crop this year brought great wealth to Canada. The wheat crop of the prairies was certainly a bulky one, and the railways earned as much in hauling down to the head of the lakes No. 3 or No. 5 grade as they did for No. 1. The grade of the wheat does not affect the earnings of the railways. And the banks made just as much on their loan to the farmer who is still carrying that loan as if he had been able